Astrologer Agreement, KYC and Payout Policy

Effective date: 20 October 2026

This Agreement applies to anyone listed as an astrologer on AvenAstro and supplements the Terms and Conditions.

1. Status

You are an independent practitioner, not an employee, partner or agent of Kartexa. You are responsible for your own taxes, registrations and compliance. We do not verify astrological qualifications; you must not claim medical, legal or financial expertise you do not hold.

2. Conduct

• Follow the Acceptable Use Policy and the Astrology Disclaimer. Never guarantee outcomes, diagnose or treat illness, give financial or legal advice, use fear to sell services, or solicit payments outside the Platform.
• Keep customers' information confidential and use it only for the session. Do not record without consent.
• Keep your availability accurate, attend booked sessions on time and supply a working meeting link. Repeated no-shows may lead to removal.

3. Revenue share

You receive 70% of the amount customers pay for your sessions and subscriptions (net of refunds, chargebacks and payment-provider adjustments, and excluding taxes collected for the government). Revenue from Aven AI Astro is not shared.

4. KYC before payout

You may use the Platform without KYC, but to receive a payout you must request one and complete KYC: legal name, PAN, a masked Aadhaar copy (hide the first eight digits) and bank proof such as a cancelled cheque or bank statement page, and the bank account (holder name, account number, IFSC). The name on PAN and the bank account must match. We review KYC manually; we may reject or request resubmission. We store the data as described in the Privacy Policy and do not store full Aadhaar numbers.

5. Quarterly payouts

• Payouts are made quarterly for the calendar quarters ending 31 March, 30 June, 30 September and 31 December, within 15 days after the quarter ends.
• Submit a payout request and complete KYC before the quarterly run. Requests received after the window are processed in the next run.
• A minimum payout of ₹500 applies; smaller balances are carried forward.
• Earnings from orders paid in the last few days of a quarter (the hold period) roll into the next quarter to allow for refunds and disputes.
• Payouts are made by bank transfer to the verified account only, in Indian Rupees, and shown in your dashboard with the bank reference (UTR).

6. Taxes

We may deduct tax at source (TDS) and other statutory deductions from payouts as required by applicable income-tax and indirect-tax laws, and will make the related filings and certificates available. You are responsible for your own tax registrations, GST (if applicable) and returns.

7. Refunds and set-off

If a customer is refunded or a payment is reversed, we may recover the related share by adjusting future payouts.

8. Suspension and termination

We may suspend payouts or the profile where fraud, false KYC, abuse, legal requirements or investigations arise. Either party may end this Agreement at any time; amounts earned and verified are paid in the next quarterly run, subject to this Agreement.

9. Data on exit

On account deletion we remove your profile and delete KYC documents unless the law requires us to retain them. Payment and payout records are retained as required by law.

Version 2026-10-20